In 2008, our family realized that Mom and Dad were having trouble managing on their own. We looked into in-home caregivers but we didn’t know how we would pay for it. Mom and Dad had no income other than social security, so we didn’t have a lot of options. We had heard mixed opinions about reverse mortgages, but we wanted to look into them. Fortunately, I knew Sharron through community volunteering, so I had someone I trusted to educate us. Interestingly, the mortgage company required that some repairs to the house be made as part of the loan approval. This turned out to be doubly beneficial: without the reverse mortgage money, they wouldn’t have been able to afford those repairs. When Mom moved to a nursing home we sold the house and were very pleased that we had profit after paying off the reverse. All in all, we were totally satisfied with the loan.